Reducing Company Liability and Work From Home Employee Liability

Did You Know?

According to Hartford Insurance, every employees’ home office space is viewed no differently than office buildings or storefronts by worker’s compensation carriers. And, as such, the employer is likely responsible for any injuries that occur within the premises. This begs the question of how could a person possibly suffer an injury in a home office?

The greatest potential for injury will stem from inappropriate home office setups. In fact, according to a July 14, 2020 Survey conducted by Chubb Insurance, 40% of employees working from home have experienced new or increased musculoskeletal disorders- MSDs (pain in shoulders backs or wrists) since they began working from home.

4 Important Tips to Reduce Potential Company Liability in Work From Home Set-Ups

1. Have a dedicated space

Employees were thrust into work from home (WFH) environments with little warning causing people to get creative with their home office setups. We’ve seen a lot of photos people have shared of their new work environments and while we respect their creativity, there is an inherent risk of injury associated with working under these conditions particularly for extended periods.

2. Make sure the workspace is adequate

An adequate space does not mean a large space. Many remote workers have relegated themselves to dining room tables or kitchen counters and while this can be a large space it is not necessarily adequate. These individuals can find themselves working in positions and at heights that are not conducive to office tasks – particularly tasks that are computer related. These types of setups are the ones that can most likely lead to significant discomfort over time and run the greatest risk of musculoskeletal disorders (MSDs).

Regarding the amount of space required for a home office setup, there are compact and affordable solutions available in the market that are highly effective. One of the most innovative solutions I’ve found is the LifeDesk’s Work from Home height-adjustable sit-stand desk available through Summit Ergonomics.

The base price is $325.00 with free shipping. It creates a neat 3 1/2′ x 3 1/2’ corner office with their rounded, smooth powder coated top designed in a front ergonomic edge and cutout for another $145.00. Free ergonomic wellness software is also included that recommends proper heights, sends you reminders to sit and stand throughout the day, and tracks your additional calorie burn. You can add a set of casters to roll the unit out of the corner while you work — allowing you to face a window — and roll it back into the corner when you’re done. You can add other items as well to customize your WFH workspace further.

3. Consider providing an allowance

If your employees will continue working from home at least part of the time post pandemic, consider providing an allowance to set up their work areas properly. Companies large and small are beginning to provide this benefit and have found that they achieve an almost immediate return on investment in increased productivity and most importantly comfort. When you factor this in with the mitigation of risk associated with MSDs, it’s worth strong consideration due to its affordability.

4. Employee checklists and pictures

Consider having your employees complete a home office survey and checklist. Some employers also have the employee take a photo of their home workspace. The space can then be approved by their manager or by HR and kept in their file. The purpose is to ensure that the employee is working comfortably in their new environment. Even though they are working remotely, they still need the same tools they had available to them at the office.

A February 2020 article published by Occupational Health and Safety suggests that many MSD issues are either aggravated or caused by their workplace environments. According to the CDC, US companies spent 50 billion dollars on direct costs associated with MSDs and OSHA states that indirect costs can add up to five times that amount.

The implications of employees in WFH environments run a far greater risk of injury working remotely than they did in the office based on the high proliferation of improper WFH setups.

Thought leaders project a three-fold increase of America’s workforce will be working remotely at least part of the time post Covid as opposed to a mere 16% that were doing so pre-Pandemic.

While no one has a crystal ball, it’s a fairly safe bet that remote work environments are here to stay and almost 50% of America’s workers will be doing so at least part of the time. If your company has employees that fit into this category, if you haven’t already done so, consider implementing a plan as outlined above.

Written by: Mike Kind, CEO MyKind Advisors.

Mike has been an active investor and CEO of both manufacturing and technology companies in the Office Ergonomics space for over a decade.

He can be reached at mike@mykindadvisors.com

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